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Explainer | What is loan-to-value ratio and why is it important? – the better the other terms and interest rates on your home loan. You will get to know your LTV ratio from lender while applying for a loan. With lower LTV ratio you should negotiate with your lender.
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Get the whole story on the usda home loan program here. 203(k) construction / Rehab loan The 203(k) loan is a type of FHA loan that allows you to buy a “fixer-upper” and borrow to make repairs.
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You can meet with a mortgage lender and get pre-qualified at any time. A pre-qual simply means the lender thinks that, based on your credit score, income, and other factors, you should be able to get approved for a mortgage. It’s informal and totally non-binding. As you get closer to buying a home you’ll want to seek pre-approval.
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